This site is currently being updated, rates below are old,
for current rates on fixed annuities visit www.annuityfyi.com
We have the following Locked in Fixed Rate Annuity that you
can pre determine your total annuity return prior to purchase,
in other words, there wont be any surprises).
If you're looking for a good fixed yield in today's market
with a short commitment time, check out the annuity we found
4.00% locked in for a full 4 years for deposits over
The policy is available in all sates except: CT, MA, ME, NH,
NY, OR, SC, UT, VT, and WA
A vailable for both Qualified and Non Qualified monies. (After
tax and IRA monies)
10% free withdrawals available in all policy years.
Surrender charges for the 4 year option run 8, 8, 7, ,7%
for years 1 thru 4. there is a 30 day window at the end of
the 4 year period with full liquidity.
This is a simple good old fashioned annuity with very good
benefits and features.
For a free detailed investor's kit on this annuity complete
the form below or for faster service give us a call Toll FREE
*denotes required field
There is no cost or obligation, just the FREE kit so you
can get the complete details. The kit also includes the application
as well as transfer forms to move other investments to this
annuity. This way, should you decide to lock in this exceptional
offer you'll have all you need to easily take advantage of
it before rates change.
Fixed Annuity Insider Info.
With fixed annuities you have NO STOCK MARKET RISK. Fixed
annuity rates are typically higher than Bank CD's. Plus with
a bank CD, taxes are deducted each year by the government,
thereby reducing the return you receive. Not so with an annuity.
You take advantage of preferential tax treatment, which permits
you to earn interest on your annuity each year and pay no
state or federal taxes. Therefore, your money grows faster
because you earn interest on principle, interest on interest
and interest on money you would normally pay in taxes. Therefore,
you'll achieve the POWER OF COMPOUNDING INTEREST.
Many fixed annuities attempt to draw you in with an attractive
first year rate that seems amazingly high. But, buyers beware.
If you're looking at this type of annuity, focus on the base
rate. Find out if it's guaranteed and if not, ask for a copy
of the company's renewal rate history. This is a printout
that will show you where they renewed past clients as their
subsequent interest rate renewals came due. If they're unwilling
to show it to you or they have no history, be very careful
with your decision to purchase or not. Also ask about the
minimum guaranteed rate. Don't be surprised if it's around
2.5 to 3%. This doesn't mean that you'll end up earning that
low rate. But it is the true guarantee you are purchasing.
After all, you are at their mercy after the guarantee in the
early years expires. Fixed annuities do have surrender charges,
so don't get stuck with a low yield and surrender charges
if you want to get out.
To avoid all of this, look for fixed annuities that lock
in the rates for the entire duration. You want to see a plan
that has 7 years of declining surrender charges that also
guarantees a rate for the entire 7 years. This way you know
exactly where you're going to be at the end of the 7 years
before you even start. If the plan is for 5 years, get a guarantee
on the full 5 years. If it's 10 years, get the rate guaranteed
for all 10 years. In the long run, you'll be glad you did.
We are constantly reviewing the fixed annuity market for
the best fixed annuities with locked-in rates. We only consider
those companies that are established in the annuity market
and have top ratings from the independent rating services.
Fixed annuity rates are constantly changing as the long-term
interest rates on bonds change.
To assist in your Fixed annuity search we have also scanned
the annuity marketplace for those companies that pay a substantial
reduction in the typical sales commission in order to offer
a higher guaranteed rate to the general public. As we discussed
above, these rates are guaranteed and locked in for the corresponding
time frames quoted.
Simply complete the form below and we will send you the detailed
rates, safety ratings and company overview for the plans available
in your state. There is no obligation to purchase any product
and your information is kept strictly confidential. We are
not, nor will we be in the business of selling names. Our
goal is simply to deliver the best quotes from the best companies
with the best service.
To contact us:
Tactical Wealth Advisors, LLP
8226 Village Harbor Drive
Cornelius, NC 28031